Standard Chartered Bank Vacancy : Senior Relationship Manager

Standard Chartered Bank Nigeria is currently recruiting for the position of a Senior Relationship Manager- We attract talented individuals. Not only can they give you the benefit of their experience, they also reveal a closer, more personal look at the wide range of global opportunities we offer. At the core of the Group's people strategy is our focus on employee engagement. Engagement is a key driver of productivity and performance, which creates the foundation of our performance culture. We encourage and focus on the behaviours that bring out the very best from every employee, assessing their performance not just on results but on how those results were achieved. To further embed these behaviours we have a remuneration programme in place, carefully designed to incentivise our employees to live our values every day.

We are recruiting to fill the following position:

Job Title: Senior Relationship Manager

Job ID: 413763

Job Function: Wholesale Banking

Location: Nigeria

Job Description

Overall responsibility for OCC activities in the team / Business Area.
The Relationship Manager would be responsible for Origination and would work closely as a team with the Credit Analyst and Client Coverage Manager in deepening relationships and driving revenue growth.
The Relationship Manager is overall responsible for post deal account maintenance and managing the risk associated with the portfolio. He has an overview on Client Coverage Manager who holds direct responsibility for post transactional activities and the Credit Analysts for credit related activities.

Key Roles & Responsibilities

Origination

Identify prospect and convert in line with Bank's appetite.
Ensure quality of the sales pitch and lead them with the clients. Also review the Term sheets before delivering to clients.
Work with CA and obtain all pre-deal clearances.
ï®Effectively use CRM for managing a healthy pipeline and also a record of client calls and discussions.
Oversee CCM to ensure smooth on-boarding of client after thorough completion of documentation and other processes.
Senior client calling and briefing on a regular basis for account maintenance and deal negotiation. Also engage senior internal stakeholders for marketing, credit and any other pertinent issues.
Actively drive cross sell of full range of WB products and capture entire client value chain

Client on-boarding & deal execution

Work closely with CA, product partners, GAM/FAM and analyze a) wallet size b) determine appropriateness of the product and c) work out a comprehensive account plan.
Successfully negotiate and close out pricing and other deal dynamics with client
Oversee the quality & turnaround of credit proposal and ensure faster delivery. Work with CA for resolving Credit queries.
Oversee the CCM to ensure all documentation and security creation are completed on time to ensure smooth execution of transaction.
Liaising with Legal/external counsel/CRC in preparation and execution of non standard complex transactions along with product partners.
Work with CDD team to ensure proper completion of eCDDs.

Account Management & portfolio quality

Along with the product partner, push for line utilization of complex and structured transactions. Oversee the CCM in ensuring high utilization of regular WC facilities.
Review Failed Trade status, EAR, ASTAR CCRT, etc with the CA to ensure discipline and quality in portfolio
Review the excess/past due situation with CCM to ensure they are regularized and also facilitate approvals wherever required.
Review and monitor the client profitability to ensure there are no revenue leakages.
Attend various internal or external sales/ non sales meetings like EAR, CAT, MTM calls, Portfolio Review Meeting and convene the consortium meetings where we are the lead bank.
Maintain record of Confidentiality Agreement (Sales Team Leader to maintain file & copies will also be held by signatories to the agreement)
Overall responsible and accountable for the credit quality of the assigned/acquired portfolio.

Qualifications & Skills